NanaBaNanaBa

Terms of Service

Last updated: June 2026

Welcome to NanaBa. We protect your shopping with secure Mobile Money escrow and verified local vendors. This page outlines your statutory rights, seller/buyer protections, and standard dispute procedures under Ghanaian commercial law.

Marketplace Role & Identity

NanaBa Commerce Technologies Ltd. is an incorporated commercial marketplace under the Companies Act of Ghana. NanaBa operates as a facilitating digital intermediary platform that connects registered shoppers directly with verified Ghanaian small-to-medium businesses, market artisans, and licensed distributors.

We are explicitly a fulfilment-transfer intermediary between you and the respective dispatching merchant. Each verified merchant is statutorily liable for product authenticity.

Ghana SIM & Security PINs

To maintain account integrity and fraud-free operations, an account must be authenticated via a verified, SIM-registered Ghanaian mobile number on the MTN, Telecel, or AT network.

  • You are solely responsible for all actions conducted through your account credentials.
  • Never disclose your NanaBa OTP or Mobile Money wallet PIN to any agent, courier, or seller — NanaBa staff will never ask for it.

Pricing & MoMo Escrow

All listings are displayed and settled strictly in Ghana Cedis (GH₵), inclusive of applicable statutory levies (VAT, NHIL, GETFund). When you authorize payment via MTN MoMo, Telecel Cash, or AT Money, funds are held securely in escrow and released to the vendor only after you verify delivery with your 4-digit PIN.

Delivery & Inspection

Estimated delivery windows are 24–48 hours across Greater Accra and Kumasi, and 2–4 business days for other regional capitals.

Mandatory Inspection Rule

Do not surrender your 4-digit delivery PIN until you have inspected your parcel — check the exterior packaging, contents, and item authenticity before it's released.

Cancellations & 48-Hour Returns

Shoppers benefit from a 48-hour return and reinstatement window beginning immediately after delivery handoff. You're entitled to a replacement or full escrow refund if goods arrive damaged, expired, incorrect, or materially different from the listing.

Approved claims initiate immediate reversals directly to your originating MoMo wallet within 3–4 business hours of the order being received back.

Prohibited Items & Integrity

NanaBa enforces zero-tolerance restrictions against counterfeits, unauthorized prescription drugs, unregistered narcotics, uncertified cosmetics, and hazardous contraband under Ghana FDA regulations.

Accounts detected arranging off-platform transfers to circumvent escrow protection are subject to immediate, permanent suspension and listing forfeiture.

Governing Law & Jurisdiction

These Terms are governed by and construed in strict conformity with the statutory laws of the Republic of Ghana. Disputes unresolved by NanaBa Consumer Conciliation submit to the competent jurisdiction of the Commercial Courts sitting in Accra.

Have legal questions?

Our compliance team is ready to help with anything on this page.

legal@nanaba.com.gh

East Legon, Accra, Ghana